Since taking over this site’s scholarship duties earlier this year, I’ve read a lot of scholarship applications. Like, A LOT a lot. And yet, I’ve probably skipped twice as many as I’ve read—sometimes based just upon the award’s name. I know: You shouldn’t judge a book by its cover, nor should you dismiss a scholarship based on its name. Those… Show more
Not sure if consolidation or applying for Public Service Loan Forgiveness is best for me. I feel like I haven't been getting answers from loan companies (Navient, FedLoan). Looking for advice that is best for me and not the companies.
Hopefully, we can help you out, Stephen! Consolidation and PSLF aren't necessarily an either/or decision. However, one can impact the other. If you've been paying your loans for a while, and they're PSLF-eligible, consolidating them will eliminate all those eligible payments. That is, you'll have to make 120 new, eligible payments on your new…
In the last couple of months, we’ve witnessed one natural disaster after another. Hurricanes, wildfires, earthquakes, flooding—you name it. The truth is that these things aren’t a matter of if; they are a matter of when. I personally went through Hurricane Irma in South Florida. Thankfully, my area didn’t get the worst of it, but it was still… Show more
Happy New Year, Everyone! As you may know, my main goal in the Salt Community is to help you all to find and win free money to pay for college. To do this, I’m trying something a bit different this year—and launching a monthly scholarship challenge series! Instead of writing blogs, I’m going to work with you each month to develop a new… Show more
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The free community college movement is starting to gain momentum—and results. Over the past few months, Chicago and Tennessee have both released encouraging data about their respective free tuition programs. And why wouldn’t these initiatives succeed? After all, free community college programs can be an enormous financial help. Get a 2-year… Show more
Folks, it’s the time of year to break out the candy corn, the spooky decorations, and the costumes. Well, actually, let’s think twice about that last bit. I’ve written about this before, but I’m vehemently against spending lots of money and time on Halloween. You have better things to do than freak out over a holiday that lasts all of 24 hours.… Show more
Hey all, Made it through the first week of summer classes 2015. Twelve credits, WOW! Going to have to stay on top of if, lagging behind with this fast passed quarter. Trying to not get to overwhelmed with all that class work. Really stoke that I finally start my degree from getting my GED, graduation a while back. Mr.MTG
By the end of my freshman year in college, I pretty much knew my 5-year plan. I would graduate, complete my school’s 4+1 master’s program, give back to my community, and work at the hospital where I’ve interned since high school. Now that I’m in my junior year, I’m ready to switch my plan up—to avoid falling into the post-college career path… Show more
Is your New Year’s resolution to go back to school and finish your degree? If so, it might be the perfect time! In 2013, college graduates with 4-year degrees made 98% more than those without a degree. One roadblock re-enrolling students sometimes run into is still owing tuition money from the last time they attended; this is called a “prior… Show more
Do you have an existing relationship with a bank or credit union, Brianna? If you do (and if it's a good relationship, of course), you may want to start with them to see what private student loan products they offer. Short of that, the internet has no shortage of lender offers (maybe that's part of the problem!). I can't speak to the lenders…
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Interesting new research from Nerd Wallet about un-awarded Pell grants to 648,191 students who were "eligible." Doesn't say what percentage of those students actually went to school, though. Still, a good reminder to fill out your FAFSA if you' haven't already! How Students Missed Out on $2.3 Billion in Free C...