This is a hard post to write, as it’s something I’ve thought about (often agonized over) constantly since my student loans went into repayment about 2.5 years ago. I have a lot of student loan debt—like, six figures a lot. While my federal loans are on a standard 10-year repayment plan, I refinanced my private loans to a 20-year repayment plan… Show more
Since last September, I’ve been on a marathon of unhealthiness: my wedding, a week-long honeymoon, my birthday, Halloween candy, Thanksgiving, Christmas, and New Year’s—with football season running through it all until Super Bowl Sunday. Eventually, enough was enough, and I looked for a solution. Two friends of mine found themselves in a… Show more
A few months ago, I wrote a blog post about short-term and long-term options for keeping student loans under control. Today, I’d like to focus one specific option: discretionary forbearance. It’s not hard to understand why forbearance is such a tempting option for borrowers. After all, it suspends payments on your federal student loans, often… Show more
I’ve always wanted a pet. As a child, I dreamt of owning a turtle, a dog, a kangaroo, a penguin, a koala, and even some sort of cat (in spite of calling myself a dog person). Everyone with a pet just looks so happy! Now, in my mid-twenties, as I dogsit for friends for extra cash, I realize that owning a pet is a huge financial responsibility that… Show more
Please help me with scholarship search for my missing payment of spring semeste!
No worries, Amdemicael! Searching and applying for scholarships is super easy. You can do your searching over on saltmoney.org, using our scholarship search engine: Find College Scholarships With Free Salt Search Engine - Salt. Just fill out the questionnaire with your info (where you go to school, your major, your hobbies, etc.), and it will…
Repaying debt can feel overwhelming. Sometimes, you can’t even picture success. But it’s possible! And we want our community members to see it. Or even better, we want them to show it. Literally. From January 17 through February 7, we’re challenging Salt Community members to visually represent how they handle their debt. Join our Design Your…
Any FAFSA filers out there? If you've been putting off completing this year's application, you probably want to dig in sooner rather than later. Not only are priority deadlines likely coming up (if they haven't passed already), but the IRS recently shut down their Data Retrieval Tool, which made completing the application much easier. Check it out: