Be prepared for unexpected expenses!

Document created by laurenh_1 on May 27, 2016
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I've always created an Excel budget every semester to make sure that all of my school and living expenses are covered.  However, I'd had quite a few surprises come up like needing new tires, a miscellaneous fine, or a special event.  After being unprepared the first few times, I decided to set up a separate online bank account just for my emergency/unexpected fund.  I keep a minimum of $1,000 in it all time and let myself forget about it since it's under a separate account that I don't regularly check.  It's earning interest and I know that I'm covered if something I didn't plan for comes up!