As I have insured my family with final expenses or burial insurance there is also a borrowing side which may not have to be
paid back. Instead of purchasing term life insurance for you or you loved ones, go whole life. This way as you pay in to
your policy it builds cash value which allows your to borrow against it. In some cases the money is removed form your
policy without any penalties. Talk with your agent and see what deals your company can offer you. You also have the
finances to bury you or your family members in case of death.