Why You Shouldn't Check Your Credit Score Too Often

Document created by amyjo on May 27, 2016Last modified by amara.mastronardi@socialedgeconsulting.com on Dec 5, 2016
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Recently, I was with a group of girlfriends. We're all new to this adulting thing and the subject of credit scores came up. One friend said, "all I know about credit scores is that you're not supposed to check it too much." As a group, none of us could come up with why you shouldn't check your credit score often. So I called my personal, financial advisor (aka - "dad"). Here's what I found out:


If you ever apply for a loan, the loan provider will need to check your credit score. Every time you check your own credit score it will be reflected on your history. Then when someone goes to check your credit score they will see that your credit has been checked often and this could appear to them like, "whoa, this girl must be applying for a lot of loans."