Charge but Pay Off

Document created by sk1m086 on May 20, 2016
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Apply for credit cards (look for low APR, no additional fees, maybe some additional incentives), and use them. Just make sure you only charge what you are able to pay OFF completely at the end of your bill cycle. Not only will this make it easier for you to manage so debt doesn't pile up, but you will continue to build credit (GOOD credit) which is better than NO credit if you were to avoid credit cards all together!