Carry a physical spending limit

Document created by alexp_1 on May 20, 2016
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Something that I found useful in college was to carry cash wherever I went to use for small purchases. Swiping a card can become too easy, even a debit card, so having physical amounts in my wallet made me think regularly about how much i was spending. The act of withdrawing cash and spending it physically not only helps to plan your spending beforehand but also helps to keep spending within your means.