I once took a photoshop class with a professor at a community college that said every day, "save early and save often!" He said it all the time, so that if we made a mistake or if photoshop crashed, we would be covered and SAVED! When you alter this perception from photoshop to money, it becomes the best advice ever! First, save your money at a young (early) age. Second, save your money as often as you can. When you get that pay check, automatically put away a good amount of it in you savings. Your account will build over time, and you will never regret putting that money away! Save early and save often!