I am 57 and my 13-year-old grandson has just moved in with me. THAT may be the largest educational expenditure in my career. He just arrived at finals, so yes there were a few adjustments to be made. He has been so helpful already giving me time and space at homework time. I would like to give him a certificate of merit for being thoughtful beyond his years. Perhaps I'll take him to the movies. Remember to live life while you are still in school no matter how old you are.