It took me a while to get used to the idea of saving for the future. I began by slowly saving 5% of my income and have slowly and gradually risen that to 12% over this past year. Saving the money I put it away into a savings account where I invest it into a mutual fund when $1,000 are reached. It was difficult at first but now I have a no excuse policy when it comes to saving and I hope this will help me in the future. I've also been using Khan Academy to learn about saving, stocks, bonds, etc.