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blueorca
I am about to graduate and am unemployed, and need another course and internship to work in my field. I have direct, gradplus, perkins, and guaranteed private student loans. Because it is hard to consolidate private student loans, I think I should apply for forbearance, or is mandatory forbearance better? If this the best option? Should I… (Show more)
in Repay Student Debt
katieeverman
Hi, I have a loan from 2001 that I am in default on the $9000 balance.  I also have done the rehab option and did not follow thru after the nine monthly payments so cant do that again. So anyways I reached out to the collection agency who is handling my loan for the dept of ed today and am in the process of making payment arrangements.  I am… (Show more)
in Repay Student Debt
michaelrestiano
Yes, you read that title correctly.   ‘Tis the season to be thankful, and although it seems insane, I’m occasionally thankful for my student loan debt—emphasis on the “occasionally” part of that sentence.   To be explicit, I am not saying that everybody should feel similarly (though some do, apparently). Debt sucks, and historically, my way of… (Show more)
in Repay Student Debt
amandaabella
With about $1.3 trillion in outstanding loans, student debt is the second highest debt category behind mortgages. It surpasses both credit card and auto loan debt. And with grace periods for many new grads ending this month, the number of borrowers dealing with that debt is about to increase.   This also means that many borrowers will hit their… (Show more)
in Repay Student Debt
strawbne
I'd like to know if anyone has used a refinance plan through SoFi or others? I'm looking to reduce my high interest rate since I'm on a 20 year repayment plan where my loan doesn't decrease really even with my monthly payment. I want to go with a trusted company if I do this since I have to be very cautious with my large loan. Any advice or… (Show more)
in Repay Student Debt
michaelrestiano
I constantly change my mind when it comes to managing my student loans.   Sometimes, I envision saving up a ton of money and taking them out in one fell swoop. Other times, I see myself cutting the term of the loans: My monthly payment goes up, but I pay everything back a lot quicker. And, other times still, I see myself continually refinancing… (Show more)
in Repay Student Debt
ashleynorwood
For federal student loan borrowers, Halloween marks a frightening milestone: the end of their student loan grace period. Once November hits, most college graduates face their first student loan payment—and that may be even scarier than ghosts or goblins for a few reasons.   But this doesn’t have to be the case. Let’s unmask three common student… (Show more)
in Repay Student Debt
sbarky36@hotmail.com
Not sure if consolidation or applying for Public Service Loan Forgiveness is best for me. I feel like I haven't been getting answers from loan companies (Navient, FedLoan). Looking for advice that is best for me and not the companies.
in Repay Student Debt
michaeld
A few months ago, I wrote a blog post about short-term and long-term options for keeping student loans under control. Today, I’d like to focus one specific option: discretionary forbearance. It’s not hard to understand why forbearance is such a tempting option for borrowers. After all, it suspends payments on your federal student loans, often… (Show more)
in Repay Student Debt
ashleynorwood
Borrowers ask me a lot (I mean, all the time) whether a student loan company that has contacted them is “legitimate” or a “scam.” Most of the time, I’ve never heard of the company—or it sounds almost like a well-known organization in the student loan industry.   Without doing some research, I can’t say if it’s a scam or not. Luckily, our friends… (Show more)
in Repay Student Debt
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