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sbarky36@hotmail.com
Not sure if consolidation or applying for Public Service Loan Forgiveness is best for me. I feel like I haven't been getting answers from loan companies (Navient, FedLoan). Looking for advice that is best for me and not the companies.
in Repay Student Debt
michaeld
A few months ago, I wrote a blog post about short-term and long-term options for keeping student loans under control. Today, I’d like to focus one specific option: discretionary forbearance. It’s not hard to understand why forbearance is such a tempting option for borrowers. After all, it suspends payments on your federal student loans, often… (Show more)
in Repay Student Debt
ashleynorwood
Borrowers ask me a lot (I mean, all the time) whether a student loan company that has contacted them is “legitimate” or a “scam.” Most of the time, I’ve never heard of the company—or it sounds almost like a well-known organization in the student loan industry.   Without doing some research, I can’t say if it’s a scam or not. Luckily, our friends… (Show more)
in Repay Student Debt
misslunablu
My question in regards to student loan debt and repayment is why there is a lack of information on rules/rulings and regulations and how to appeal. I am not asking for my debt to be dissolved, I want to pay it. I made mistakes in the past in regards to payment when I was younger and naive, I'm on my own and no parents or real adult family members… (Show more)
in Repay Student Debt
ashleynorwood
One of the most common questions I’m asked is how to get student loans out of default. At this point, I can cover the three options without thinking much about them:   Pay the loan in full Consolidate it Rehabilitate it   But that doesn’t mean you shouldn’t think about them! Each option has its pros and cons, and which you choose will depend… (Show more)
in Repay Student Debt
teeboneg1
How can you get your school loan payment lowered to an amount you can afford monthly
in Repay Student Debt
ashleynorwood
On September 1, the Public Service Loan Forgiveness application was published—120 months after the program was introduced in October 2007. This means you can now apply for forgiveness if you’ve made 120 qualifying payments. Since this process is completely new to us all, let’s go over some information about applying for PSLF.   Quick PSLF… (Show more)
in Repay Student Debt
ashleynorwood
My heart goes out to anyone affected by the recent hurricanes. During times like this, your first priority is your and your family’s safety, then picking up all the other pieces. You may find some helpful resources regarding assistance here.   The least of your concerns should be your federal student loans or your in-school deferment if you’re in… (Show more)
in Repay Student Debt
ashleynorwood
Wouldn’t it be nice if to forget about interest and pay just the amount you actually borrowed? Many people ask me how to do that.   Unfortunately, almost all borrowers pay at least some interest. You can decrease this amount, but it takes some planning and attention to detail—not just a bigger check.   How Interest Works   Interest accrues on… (Show more)
in Repay Student Debt
jerry
Hello, I just gradated with a BS in HSA from UCF. I have $65k in loans ($1500 is Perkins, the rest is Stafford Sub and Unsub). My questions is what do I do now?? I had taken off a semester from school during my degree and it caused me to use up my 6 month grace period or part of it. I just did the exit interview today. It seem to make me select a… (Show more)
in Repay Student Debt
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