Skip navigation
Log in to follow, share, and participate in this community.

Recent Activity

jbluel
I have more student debt then I can handle.  Are there grants or anything that I can apply for, that would help pay down my debt?
in Repay Student Debt
keithc
I hear this a lot as a Salt® student loan counselor—especially this time of year, with borrowers losing their tax refunds to defaulted student loans. The truth is, loan servicers always try to contact you if your loan is delinquent and drifting toward default. Unfortunately, the contact information they have might be out of date.   Are you still… (Show more)
in Repay Student Debt
michaeld
One of the biggest choices any student has to make about their federal student loans is whether to consolidate or not. Consolidation is a very popular option, but it’s also one that people frequently request without fully understanding the consequences for it.   Consolidation allows you to combine multiple federal loans into one big loan. There’s… (Show more)
in Repay Student Debt
rankor42
I have plans to move to South Korea to teach English, and have tribulations about my repayments.   Has anyone done this and run into issues transferring back to the States?
in Repay Student Debt
tonie1911
Is it worth dealing with Sallie Mae? I have heard some horror stories..... Any advice?
in Repay Student Debt
msscott
This seems like a very silly question.   At the bottom of my bills it says how much interest has been paid and how much principal.   How does that work with compounding interest? Is what is considered interest anything over the amount originally borrowed? When my balances get back down to the amount originally borrowed will the amount going to… (Show more)
in Repay Student Debt
ashleynorwood
My friend Ava (not her real name) graduated from law school with over $200,000 in private student loan debt. Recently, she decided to default on her loans. (What?) She’ll still make small payments toward them, so if the lender sues, she can show that she made an effort.   Since she’s married, has two kids, and just bought a home, Ava feels she… (Show more)
in Repay Student Debt
aaronw
1: Which plan should I be on? If you can't make the payments under the standard repayment plan, one of the income-driven plans is usually a great choice. For most borrowers, the clear winner is going to be the Revised Pay As You Earn plan (REPAYE). It's not available for Parent PLUS loans, and there are some cases in which married borrowers with… (Show more)
in Repay Student Debt
ashleynorwood
A lot of what I talk about here normally focuses on paying down debt responsibly—among other exciting student aid topics. What sometimes gets lost is the need to save money at the same time.   Easier said than done, I know! But, we can’t forget to put away money for our future selves. That’s why the Center for Consumer Advocacy at American… (Show more)
in Repay Student Debt
mswynter
I have an outstanding bill due to my college.  After completing a course that I needed to get financial aid, my GPA was not high enough to receive aid to cover that expense. Now, I must find a way to pay the school back out of pocket due to the fact that I am not eligible for aid.
in Repay Student Debt
Load more items