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michaelrestiano
Lately, I’ve been obsessed with Warren Buffet’s 25-5 rule. If you’re not familiar, it’s a simple exercise to help you figure out the things that matter to you most. You make a list of 25 things you want to achieve in your life, and circle five of them. Then, you instantly forget about the other 20—and focus only on achieving your top five.   The… (Show more)
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josef
"Sir, don’t worry. Everything will be OK. I just need your bank account or credit card information. Please sir, take your time.”   Those words finally made me realize it: I was caught in a consumer fraud hostage situation. How did I get here? All I did was click on a software download link. Right after that, an Apple icon appeared with a message… (Show more)
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tillerbg
First time considering taking out a loan. I need a reliable car to get me to school and I dont have enough money saved. Any advice on what to expect, how it works, which loan to take out
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michaelrestiano
These last few years, I’ve moved around—a lot. From hauling my stuff across the Atlantic to attend Oxford to driving a car down Manhattan to get to Brooklyn from Boston to, most recently, doing the cross-country jaunt to San Francisco, I thought I had seen it all.   And then, a friend asked if I’d like to move in with him next year. While I’m… (Show more)
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josef
In life, they say that we can only be certain about two things: death and taxes. Everything else is a mystery. And yet, I’ve never thought to care much about estate planning for my death.   I was always under the impression that estate planning was for the rich—not a 20-something like me who barely has an “estate” to begin with. But after taking… (Show more)
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cassandrag
Since I’m stepping it up and taking control of my financial future this semester, I’m starting to wonder if I’m with the right bank. My current bank is the only one I’ve ever used, so it holds a special place in my heart. I was 15 or 16 when I opened up my checking account and around 17 when I opened my savings.   Some things I like about my… (Show more)
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kendalllyn1991
Hi Everyone, My name is Kendall Lyn, I am attending my third college to finally finish up my Accounting degree. I'm very happy to be getting back to school and on the road to finishing... finally but I'm in a bit of a pickle. You see I have 2 maxed out CCs, auto loan, student loans and medical bills to pay on top of saving for and planning a… (Show more)
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cassandrag
As a foster kid for some time, the government had always covered my health insurance. But when I turned 18, I immediately “aged out” of this program. This was a problem for many reasons, including my college requiring incoming students to have insurance.   My school auto-enrolled me in its health insurance plan, but this didn’t cover everything. … (Show more)
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michaelrestiano
As someone who’s rented places in two different countries and three different U.S. cities, I’ve seen quite a lot when it comes to apartments. From pantry-robbing rats to a heatless winter in New York City, I’ve had my fair share of unpleasant situations.   During that abovementioned heatless winter, one of my roommates forgot to turn off one of… (Show more)
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michaelrestiano
When I first graduated from college, I used to think saving money was a pretty straightforward task. You get a paycheck direct deposited into your checking account, and you stick a portion of it into your savings account. What was so hard about that?   A few years later, and after conversations with various family members, friends, colleagues,… (Show more)
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